Attention homeowners in Beaufort and Beaufort County: Need an appraisal?
See the top seven reasons South Carolina homeowners use Appraisal Associates of Beaufort:
At Appraisal Associates of Beaufort, we understand the individual needs of a customer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Appraisal Associates of Beaufort, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value assessment than yours.
Challenging property tax assessmentsIf you live in a region that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. An appraisal from Appraisal Associates of Beaufort is your chief weapon when challenging your property tax assessment.
PMI Removal AppraisalsA fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Appraisal Associates of Beaufort, we're seasoned in helping customers just like you remove undesirable PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be disadvantageous from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Appraisal Associates of Beaufort can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesHave you just been given a copy of your appraisal and you would wish to have a professional double-check it for preciseness or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.